Mandy urged other paddle boarders to take proper precautions before going out on the water.
She said: “Obviously don’t go dressed like me, try and wear a wetsuit and a lifejacket.
“I had a swimming costume on, a T-shirt and a pair of Crocs. That’s not appropriate.”
The RNLI were called out to 13 paddleboard incidents in Scotland last year and 14 the year before.
Lifeboats in Scotland launched 1,172 times last year and 37 lives were saved. The number of callouts were 10 fewer than in 2024.
Scott said: “You really need to be prepared. Check the tides, the weather, the wind speed.
“Have wetsuits and lifejackets, tell people where you’re going, have a mobile phone.”
The crew said it had been emotional reuniting with the woman whose life they saved.
Scott said: “It was really nice to meet Mandy again, it’s something that doesn’t happen often.”
Mandy said: “I feel so special to have met the crew that saved me.
“I can’t remember what any of them looked like but their voices are very familiar now that I’ve met them.
“They do this unpaid, they are actual heroes.”