Yes – China interfaces with the capitalist West – and generates its own wealth through trade (as Lenin and Mao suggested). To do this, the two respective banking systems, whilst remaining separate and distinct, must possess mechanisms that reflect one another – and enable efficient interaction. As China did not possess an effective credit-rating system prior to 2012 – quite often the dishonesty of feudal times raised its head as people started hunting for profit for profit’s sake – and leaving their fellow citizens behind (an illegal act within the Socialist System). Now, China has a credit-rating system that emphasises honest interaction over dishonest exploitation. Despite the deluded Western imagination inventing all kinds of delirious speculations – encouraging honesty is the only reason for the Chinese credit-rating system.